Blackcat works as a crypto banking app for people who want cards, an IBAN and a digital asset wallet under one login. Funds are described as fully covered and secured, and the company operates under a Malta Financial Services Authority licence. Apple Pay is supported, and the Blackcat card is built for different situations, from daily purchases to larger withdrawals. Rewards and cashback add value to regular spending. A live agent is on hand at any hour, and the service has been active since 2019.